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Liz Weston: Is there a Roth IRA workaround for required distributions?
Liz Weston: Is there a Roth IRA workaround for required distributions?
Liz Weston: Is there a Roth IRA workaround for required distributions?

Published on: 10/31/2026

This news was posted by Oregon Today News

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Liz Weston, personal finance columnist

Dear Liz: I’m supposed to start required minimum distributions soon. Can I deposit my annual distribution into a Roth IRA? I understand that I have to pay taxes on the RMD, but if I can put it in a Roth, I would guess I don’t have to pay future capital gains taxes. I am retired and not working, so I wasn’t sure whether I can contribute to a Roth IRA.

News Source : https://www.oregonlive.com/business/2026/10/liz-weston-is-there-a-roth-ira-workaround-for-required-distributions.html

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